Online shopping has never been more popular, and services like Afterpay have made it even easier for New Zealanders to buy what they want, when they want it.
Whether you’re purchasing clothes, electronics, or homewares, Afterpay gives you the flexibility to pay in manageable instalments rather than all at once. Here’s a closer look at what Afterpay is, how to apply, and why it’s become such a popular choice for Kiwi shoppers.
What is Afterpay?
Afterpay is a “buy now, pay later” service that allows you to split your purchase into four equal payments, made every two weeks.
Instead of paying the full amount upfront, you make the first payment at checkout and the rest over six weeks. There’s no interest or fees if you pay on time, making it an attractive alternative to credit cards. Afterpay is widely accepted across hundreds of New Zealand retailers both online and in-store, including Digishop.
How to Apply for Afterpay
Applying for Afterpay is simple and quick:
- Download the App or Sign Up Online: Visit the Afterpay website or download the Afterpay app from your app store.
- Create an Account: You’ll need to provide some basic information including your name, email address, phone number, address, and a valid payment method (usually a debit or credit card).
- Verification: Afterpay may ask you to verify your identity and payment details.
- Approval: Once approved, you can immediately start shopping using Afterpay as your payment method.
To apply, you must be at least 18 years old, have a valid New Zealand ID, a New Zealand-issued debit or credit card, and be capable of entering into a legally binding contract.
Benefits of Afterpay when shopping at Digishop
- Spread Out Costs: Manage your budget better by spreading the cost over time without paying interest.
- Instant Approval: Most applications are processed in seconds, allowing you to shop straight away.
- No Hidden Fees: As long as you make your payments on time, there are no extra costs.
- Improves Cash Flow: You get your purchase immediately while keeping more money in your bank account for longer.
- Easy Returns: If you return an item, Afterpay adjusts your payment schedule accordingly.
- Broad Retailer Network: Afterpay is accepted at a huge range of popular New Zealand stores like DIgishop, from fashion and beauty to electronics and homewares.
Final Thoughts
Afterpay offers DIgishop customers a convenient, interest-free way to manage their spending when shopping online. Its ease of use and flexibility make it a practical tool for those who want to enjoy their purchases now while staying on top of their finances. As always, it’s important to use Afterpay responsibly by ensuring you can meet your payment obligations on time.
